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CITY

Select a City: No Preference Alpine Alta American Fork Bloomington Bluffdale Bountiful Brighton Cedar Hills Centerville Clearfield Clinton Cottonwood Heights Daniels Deer Valley Draper Draper (UT Cnty) Eagle Mountain Elk Ridge Emigration Canyon Farmington Fruit Heights Heber City Herriman Highland Hill Airforce Base Holladay Hurricane Ivins Jordanelle Kaysville Kearns Kimball Junction Layton Lehi Lindon Magna Mapleton Midvale Midway Murray North Ogden North Salt Lake Ogden Orem Park City Payson Pleasant Grove Pleasant View Provo Riverdale Riverton Saint George Salt Lake City Sandy Santa Clara Santaquin Saratoga Springs Snowbird Snyderville Solitude South Jordan South Weber Spanish Fork Springville Summit Park Sunset Syracuse Taylorsville Washington Terrace West Bountiful West Jordan West Point West Valley City Woods Cross Choose a property type: Residential Condo Du/Tri/Fourplex Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SUBDIVISION

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Choose a property type: Residential Condo Du/Tri/Fourplex Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

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Choose a property type: Residential Condo Du/Tri/Fourplex Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Condo Du/Tri/Fourplex Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Alpine Alta American Fork Bloomington Bluffdale Bountiful Brighton Cedar Hills Centerville Clearfield Clinton Cottonwood Heights Daniels Draper Draper (ut Cnty) Eagle Mountain Elk Ridge Farmington Fruit Heights Heber City Herriman Highland Holladay Hurricane Ivins Jordanelle Kaysville Kearns Kimball Junction Layton Lehi Lindon Magna Mapleton Midvale Midway Murray North Ogden North Salt Lake Ogden Orem Park City Payson Pleasant Grove Pleasant View Provo Riverdale Riverton Saint George Salt Lake City Sandy Santa Clara Santaquin Saratoga Springs Snyderville Solitude South Jordan South Weber Spanish Fork Springville Summit Park Sunset Syracuse Taylorsville Washington Terrace West Bountiful West Jordan West Point West Valley City Woods Cross Choose a property type: Residential Condo Du/Tri/Fourplex Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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Dwell Utah Real Estate Blog

New FHA Rules Will Affect Utah Home Buyers

Ron Ogden at Dwell Utah

Tuesday, February 23rd, 2010 at 2:54pm. 13 Views, 0 Comments.

Several new Federal Housing Administration (FHA) rules will have a significant impact on the ability of home buyers to obtain FHA insured mortgages.  These rules, though designed to financially strengthen FHA and better assist them in meeting their mission of providing affordable home loans to a wide range of buyers, will nevertheless make it more difficult for many home buyers in Utah to purchase a home.  Here are the details of the new FHA rules:

Higher Mortgage Insurance Premium

When a home is purchased with an FHA loan, the buyer is required to pay a mortgage insurance premium at the time of the loan origination and then monthly, thereafter.  Currently, the "up-front" premium is 1.75% of the original loan amount.  On April 5, 2010, a new rule…

Salt Lake Home Sales Increase

Ron Ogden at Dwell Utah

Tuesday, February 16th, 2010 at 10:21am. 31 Views, 0 Comments.

The Salt Lake Board of Realtors recently released home sale statistics for the fourth quarter of 2009.  The number of homes sold in Salt Lake County in Q4 2009 was 3,011, up 39% from the year ago quarter.  In Davis County (suburbs just north of Salt Lake),  868 homes were sold in Q4 2009, up 25 % from a year earlier.

Some of this increase can be attributed to a last minute rush to take advantage of an expiring home buyers tax-credit.  (But not all, since the tax-credit was extended throught the middle of next year.)  A large part of the home sales increase is due to the pent-up demand that has been waiting for house prices to stabilize and for credit markets to recover sufficiently to make home loans more affordable.  We are seeing improvement in both these…

Federal Tax Credit Expanded for Utah Home Buyers

Ron Ogden at Dwell Utah

Thursday, November 12th, 2009 at 12:14pm. 94 Views, 2 Comments.

For anyone considering buying a home in the next few months:  Great News!  President Obama just signed into law an extension and expansion of the popular economic stimulus incentive for home buyers.  Set to expire on November 30, 2009, the original $8,000 tax credit incentive has been extended to homes that are under contract by April 30, 2010 and that close by June 30, 2010.  Further, the incentive has been expanded to provide up to $6,500 in tax credits for repeat (i.e., non-first time) homebuyers.  Restrictions do apply, so read further for all the details.

Buy A Home Now And Get $8000 Government Incentive

Tax Credit Available for First Time Buyers: For 1st time homebuyers, you can receive ten percent of the purchase price of your home, with a maximum…

Real Estate Investment Opportunities Today

Ron Ogden at Dwell Utah

Tuesday, October 13th, 2009 at 12:27pm. 141 Views, 2 Comments.

In the Utah real estate market, the worst seems to be over:  housing prices are stabilizing, buyer demand is increasing, and sellers are accepting the reality of the newly adjusted marketplace.  Unlike many areas of the country where a stable housing market is still years away, Utah's real estate recovery seems to be closely following the general economic recovery.  With Utah housing prices now recovering from their recession lows, now is a good time to explore investment opportunities in Utah real estate.

Opportunities in Multi-Unit Housing

In our current housing market, I really like the idea of investing in multi-unit residential real estate: duplexes, triplexes, four-plexes, and small apartment buildings.  In order to reduce risk, I prefer smaller…

New Housing Grant For Utah: $4,000 For New Homes

Ron Ogden at Dwell Utah

Wednesday, September 9th, 2009 at 2:51pm. 109 Views, 0 Comments.

Utah Housing has just announced a new mortgage assistance program that grants $4,000 to home buyers who purchase new homes for sale in Utah.  This grant is available to buyers who 

• wish to build a new home, or
• purchase a new home that is currently under construction, or 
• buy a new home that has been completed, but has never been lived in

Eligibilty For The Home Run 2 Grant

To be eligible for the Home Run 2 Grant, buyers must have not received a grant under the recent completed Home Run 1 program.  In addition, buyer must meet the following restrictions:

• Income cannot exceed $75,000 if single, or $150,000 if married.
• The home must be occupied as the buyer's primary and permanent residence.
• If a mortgage loan is required, the loan must be a 30-year term or less and…

Condo Sales May Slow Down In Coming Months: Find Out Why

Ron Ogden at Dwell Utah

Monday, August 31st, 2009 at 5:56pm. 117 Views, 3 Comments.

Some of you know that condominium developments must meet stringent qualifications in order to qualify for FHA insured financing.  Most of you don't know, however, that on October 1, 2009, all previously approved condominium projects must re-certify before any additional FHA loans can be approved.  OK, so what's the big deal?

FHA Eligibility Requirements

To reduce the risk that FHA assumes when it insures condominium units, the FHA requires all condominium projects to meet certain eligibility requirements, such as:

• At least 50% of the condominium units must be owner occupied
• No more than 30% of the units in a condominium development can be insured by FHA
• The condominium HOA must demonstrate that they have enough reserve funds to meet ongoing capital expenditure…

Sharp Increase in Utah Home Sales

Ron Ogden at Dwell Utah

Thursday, July 16th, 2009 at 12:25pm. 136 Views, 1 Comments.

Homes sales in Utah were up dramatically in the 2nd Quarter 2009 compared to 1st Quarter results, possibly indicating a bottom to the difficult housing market we have recently experienced.  In Salt Lake County, 3,047 homes were sold in Q2 2009 (2nd Quarter), a 70% increase over home sales in Q1 2009, and the first increase in quarterly sales since June 2008.

In Davis County, 886 homes were sold in Q2, up from 593 homes in Q1--a 49% increase.  This was also the first increase in homes sales in the county since June 2008.

Utah County posted similarly impressive numbers with 1,360 homes sales in the 2nd Quarter, up from 841 home sales in Q1, or an increase of 62%.

This increase in home sales in all three counties was supported by a similarly dramatic reduction…

The RE/MAX Value Proposition For Home Buyers & Sellers

Ron Ogden at Dwell Utah

Wednesday, June 10th, 2009 at 9:50pm. 125 Views, 1 Comments.

I have been affiliated with RE/MAX now for nearly three years and couldn't be more proud of the association.   In my opinion, RE/MAX is the premier real estate brokerage in the world, offering the best real estate services available to buyers and sellers.  And furthermore, RE/MAX gives me the flexibility to manage my own real estate business, Dwell Utah, to best meet the needs of my clients, without a lot of heavy-handed corporate oversight. 

The RE/MAX Value Proposition 

What does this mean, in real terms, to clients who are buying and selling Utah real estate through me?  World-class marketing, top-tier internet exposure, referrals from and exposure to the largest network of real estate agents in the world, and personal service and local market expertise…

$8000 1st Time Home Buyer Tax Credit Gets Better!

Ron Ogden at Dwell Utah

Tuesday, June 2nd, 2009 at 9:45am. 153 Views, 0 Comments.

I wrote a few weeks ago about the state and federal tax credits that are available to Utahns who buy a new home (see Utah Home Buyers Can Save Up To $14000).  Now the $8000 federal portion of this benefit has gotten even better, thanks to recent action taken by the Obama Administration.

The Economic Recovery Act's $8,000 homebuyer tax credit was designed to provide financial help to enable first-time home buyers (defined as anyone who has not owned a home in the last three years), to purchase a home during these economically difficult times, under the following conditions:

• Must be a first-time homebuyer
• Must purchase the home before November 30, 2009
• Must file a tax return in 2010 to receive up to $8,000 tax credit 

The difficulty of this homebuyer tax credit…

Google Helps Buyers Find Homes

Ron Ogden at Dwell Utah

Tuesday, May 12th, 2009 at 9:18am. 187 Views, 4 Comments.

One the of the greatest features of the internet is its ability to allow people all over the world find local and specific information easily and efficiently.  For Real Estate, this means that homebuyers can easily find homes for sale that meet specific buyer criteria.  A typical home search might be:  Find homes in Salt Lake City's Sugarhouse neighborhood with 3 bedrooms, 2 baths, and a remodeled kitchen.  With just these few keystrokes, Google will find and display the 30 or so homes that meet your specific home search criteria.  What could be better!

Google Banned From Real Estate Listings?

Some people think that "better" would be to ban Google from being able to display this information all together!  Google (and other search engines) provide the…

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Ronald Ogden, Associate Broker
RE/MAX Metro
110 North Main Street
Bountiful, Utah 84010
Phone: (801) 891-1472